Flexibility in the 2nd pillar with a 1e pension plan

Would you like to invest your money in the 2nd pillar yourself and benefit from a good return? If you earn well as an executive and the returns from your pension fund look like they could be improved, it is worthwhile investing your money profitably with a 1e pension plan.

Your benefits with a 1e pension plan

Generate higher returns

Generate higher returns with capital invested in the financial market.

Invest without restrictions

Invest without the constraints of asset liability management and capital reductions.

Achieve financial targets

Gain financial flexibility for your personal goals.

Protect family risks

You can count on the fact that family risk cases are also covered in the 1e pension plan.

Generate higher returns

Generate higher returns with capital invested in the financial market.

Achieve financial targets

Gain financial flexibility for your personal goals.

Invest without restrictions

Invest without the constraints of asset liability management and capital reductions.

Protect family risks

You can count on the fact that family risk cases are also covered in the 1e pension plan.

Wide range of investment strategies

Would you like to make better use of the wide range of investment opportunities for your pension assets? Then you can insure your wage portions over CHF 132,300 in a separate retirement benefit plan. This gives you the freedom to choose between different investment strategies that provide returns that correspond to your personal risk awareness. The prerequisites are that your employer offers the 1e solution for employees and that you earn more than CHF 132,300 (gross) per year.

Why it pays to use 1e pension solutions

The most compelling argument for a 1e pension solution is freedom of choice. While the investment strategy for pension fund assets is specified by the pension fund, you can choose between different risk strategies as part of the 1e pension plan. Various investment strategies are available for you to choose from.

Your advantages with the Swisscanto 1e Collective Foundation

The Swisscanto 1e Collective Foundation stands for innovative, flexible and attractive products in the field of occupational pensions. It offers tailored pension solutions. With various options for investing pension assets, it covers a wide range of requirements and offers significant advantages:

You decide your own investment strategy. You can currently choose from ten different investment strategies.
The investment strategy may be changed if necessary.
You can optimise your own returns by combining your investment horizon with your ability to bear risk.
With the 1e pension plans, the entire net income of the investments is credited if you waive an interest rate guarantee and bear the risk of loss.
The investment results are credited to you alone. Capital returns may not be redistributed in favour of others. Collective fluctuation reserves are not necessary.
The contributions paid are deductible from your taxable income. Voluntary buy-ins are also possible.
A company that offers 1e solutions retains qualified managers.

Swisscanto 1e Collective Foundation

Find out more about the pension solution for executive employees, which offers more personal responsibility and self-determination in occupational pensions.

Find out now

Diverse investment strategies

Find out more about the innovative and sustainable funds and investment groups of the Swisscanto 1e Collective Foundation – naturally made in Switzerland.

Go to the Collective Foundation

Diverse investment strategies

Maximum flexibility

Do you need even more flexibility than the restricted pensions 3a and 1e offer? Discover the benefits of 3b pensions.

3b pensions (in German)