Inhaltsseite:Funds explained


Funds explained

Participate in a diversified way, with smaller amounts, in professionally managed assets.

The key benefit of funds

With an investment fund you can invest just small amounts in a highly diversified portfolio of common assets professionally managed by investment specialists.

Actively managed funds

The objective of an actively managed fund is to outperform the selected benchmark or market. This is achieved through active management by the fund manager. Experts prepare comprehensive analyses for this purpose and also access our multiple award-winning research. In turn, the research team analyses the global economy and equity and bond valuations.

Our fund classes

An investment fund generally has various share classes (known as tranches) that are accessible to different customer segments and which have differing cost structures. The fund class is mentioned behind each fund name. Swisscanto Invest uses the designation A for fund classes that are accessible to all investors.

Furthermore, the class designation contains information as to whether the fund distributes its earnings (A) or reinvests them (T), whether the fund is currency hedged (H) and in which currencies it invests (e.g. EUR). 

Your benefits at a glance

Diversification & risk spread

A fund invests in a variety of securities. This portfolio diversification significantly reduces your investment risk. The key benefit in comparison with investing in individual securities is risk diversification or risk spread.

Professional asset management

You are placing management of your assets in the hands of investment experts. They have many years of experience, a high level of specialist knowledge, a professional infrastructure and achieve the best result for investors. Thus investors benefit from the same professional administration and expertise that is also implemented for major institutional customers.

Investing smaller amounts of money

Investment funds are available to everyone. Large amounts of capital are not required to purchase fund units. You therefore have access to established funds and international markets even with smaller amounts of money.

Reliable investor protection

The Federal Collective Investment Schemes Act (CISA) and the Swiss Financial Market Supervisory Authority (FINMA) ensure effective and reliable protection for investors. In addition, investment funds are special assets and therefore are not affected, for instance, in the event of a fund provider's bankruptcy. This gives you a high level of security. 

High liquidity

You can buy and sell fund unit certificates at any time. This gives you flexible room for manoeuvre in your investments.

High level of transparency

The net asset value (NAV), i.e. the fund's performance, is calculated and published daily on the Internet, in newspapers, etc. You thus know how your fund is performing at all times.